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Information on QROPS / QNUPS – trustee and fund fees can wipe thousands off your investment – but there is rarely any need to pay full charges, and you can plan for much less. You can avoid high charges so easily by using EME.You can get advice if you want it, or you can conduct execution only with reduced costs. You choose!

Your typical salesman will set up a trust with around a 1% charge up front, then set up a bond (completely unnecessary in most cases) with a 7% charge up front, and then put it into funds that either belong to the IFA firm owners, or pay a commission of around 2-4% up front (totalling 10-12% upfront).

Much of this is unnecessary fees, but just a really good earner for the IFA. You need to be making serious high returns to combat all these fees which are often sold to you that the product provider will take an additional charge out over the first 8 years. In fact in most cases the charge continues over the lifetime!

Here is a graph showing the difference between reduced initial fees and the full commissionon identical performance – over £40,000 in 10 years!


Is what every consumer wants, so why will the industry not provide it? – Every part of the industry appears to be geared to be earning as much money for themselves! So, the providers turn a blind eye to the salesmen generating their large commissions as they also get to put larger surrender penalties and make more money by upfront charges.

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How we can help you

  • Would you prefer UK, QATAR, Singapore and Hong Kong qualified experts to provide competent advice, rather than an offshore salesman?
  • Do you want to get the best deals avoiding large commissions?
  • Would you like good advice supported by fact and knowledge?
  • Would you like a no pressure environment rather than a pressurised salesman?
  • Would you like to pay less tax and have greater investment freedom?
  • If you answered YES to these questions EME could greatly improve your financial situation.

Contact us

|     email us on [email protected]
|     call us on +44 1225 436 200
Get your FREE brochure that will save 90% of clients a lot of money

“I found EME by accident, and then it saved me a fortune! I recommend EME to all investors” Janice Mitchell
“Lowest charges and honesty – a difficult combination to beat” Mrs. Davidson
“I needed my money back in 18 months, and EME delivered, plus it made 18%!” Raul Santos