Privacy Policy

This privacy policy sets out how EME uses and protects any information that you supply to us when you use this website.

At EME we are committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, you can then be assured that it will only be used in accordance with this privacy statement.

EME may change this policy occasionally if required to do so, by updating this page. You should therefore check this page from time to time to ensure that you are happy with any changes. This policy is effective from the 1st of January 2011.

Data and information that we may collect:

1. Name and title

2. Contact information including email address

3. Demographic information such as postcode, preferences and interests

4. Other information relevant to customer surveys and/or offers

What we do with information we gather:

We require this information to understand your needs and to provide you with a better service, and in particular for the following reasons:

1. Internal record keeping

2. We may use the information to improve our products and services

3. We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided

4. From time to time, we may also use your information to contact you for market research purposes

5. We may contact you by email, phone, fax or mail

6. We may use the information to customise the website according to your interests

7. Your security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect on-line.

Controlling your personal information:

You may choose to restrict the collection or use of your personal information in the following ways:

1. Whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes

2. If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us

3. We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so other than to forward to participating IFA firms where you have agreed that you wish to be contacted, or to product providers where you have elected to commence a product.

4. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen

You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to us.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible. We will promptly correct any information found to be incorrect.

Disclaimer:

The information and data contained on the ‘EME’ website is of a general and journalistic nature. Nothing contained in this website or in our free downloadable guides constitutes as a substitute to professional, independent financial advice. Nor does any of the information contained represent an offer to invest, to enter into any agreement or investment advice. Furthermore, no detail is aimed at or intended for those persons resident in the UK, USA or Australia.

No liability will or can be accepted for any transactions embarked upon in connection with any provided material. We recommend at all times that you always seek professional advice before entering into any agreements or investments to ensure that you are in receipt of all the information necessary to ensure that it is indeed suitable for your personal situation.