We save you money…
Socialize 
Fund fees can wipe thousands off your investment – but there is rarely any need to pay full charges, and you can plan for much less. You can avoid high charges so easily by using EME. You can get advice if you want it, or you can conduct execution only with reduced costs. You choose!
Below is a graph showing the difference between reduced initial fees and the full commission on identical performance – 9% in 10 years!
If you want to see an example of the savings, or extra return, that you can make with identical contributions and assumed growth between ourselves and an average salesman’s product, then see the tables oposite for £50,000 and £200,000 lump sum contributions.
You will now know the difference when your salesman / adviser is trying to sell you the higher commission version! ….and why you should come to us.
| £50,000 Lump sum invested in a Bond over 2 years | £50,000 |
| EME Option Surrender Value at 9% Growth | £53,059 |
| Other IFA Surrender Value at 9% Growth | £50,102 |
| Total benefit of EME to You | £2,957 |
| £200,000 Lump sum invested in a Bond over 2 years | £200,000 |
| EME Option Surrender Value at 9% Growth | £214,370 |
| Other IFA Surrender Value at 9% Growth | £202,100 |
| Total benefit of EME to You | £12,270 |
