Expat money expert
We save you money…
Socialize       Expat money expert on Facebook Expat money expert on Twitter Expat money expert on YouTube

Not locked away

 

EME will not lock your money away.

 

Lump Sum Comparison

Fund fees can wipe thousands off your investment – but there is rarely any need to pay full charges, and you can plan for much less. You can avoid high charges so easily by using EME. You can get advice if you want it, or you can conduct execution only with reduced costs. You choose!

Below is a graph showing the difference between reduced initial fees and the full commission on identical performance – 9% in 10 years!


LumpSum4

If you want to see an example of the savings, or extra return, that you can make with identical contributions and assumed growth between ourselves and an average salesman’s product, then see the tables oposite for £50,000 and £200,000 lump sum contributions.

You will now know the difference when your salesman / adviser is trying to sell you the higher commission version! ….and why you should come to us.

 

Watch our explanation video

 

£50,000 Lump sum invested in a Bond over 2 years £50,000
EME Option Surrender Value at 9% Growth £53,059
Other IFA Surrender Value at 9% Growth £50,102
Total benefit of EME to You £2,957
£200,000 Lump sum invested in a Bond over 2 years £200,000
EME Option Surrender Value at 9% Growth £214,370
Other IFA Surrender Value at 9% Growth £202,100
Total benefit of EME to You £12,270

£100,000 Lump sum invested in a Bond over 2 years £100,000
EME Option Surrender Value at 9% Growth £106,700
Other IFA Surrender Value at 9% Growth £100,580
Total benefit of EME to You £6,120
£100,000 Lump sum invested in a Bond over 5 years £100,000
EME Option Surrender Value at 9% Growth £135,000
Other IFA Surrender Value at 9% Growth £129,980
Total benefit of EME to You £5,020
£50,000 Lump sum invested in a Bond over 5 years £50,000
EME Option Surrender Value at 9% Growth £66,600
Other IFA Surrender Value at 9% Growth £64,117
Total benefit of EME to You £2,483
£200,000 Lump sum invested in a Bond over 2 years £200,000
EME Option Surrender Value at 9% Growth £214,370
Other IFA Surrender Value at 9% Growth £202,100
Total benefit of EME to You £12,270

 
“I found EME by accident, and then it saved me a fortune! I recommend EME to all investors” Janice Mitchell
“Lowest charges and honesty – a difficult combination to beat” Mrs. Davidson
“I needed my money back in 18 months, and EME delivered, plus it made 18%!” Raul Santos