John Reid with RP 2017 Pension award

Retirement Planner Awards 2017

The Professional Adviser Retirement Planner Awards 2017 results were announced on Tuesday 20th June 2017. Chaired by Deborah Benn, the judging panel comprised financial services and retirement specialist Nigel Barlow, Jane Finnerty, joint chair of the Society of Later Life Advisers, Lawrence Gosling, group editorial director of Incisive Media, Chris Hannant, director general of the Association of Professional Financial Advisers, Tish …

Zurich Vista Savings Plan

The Zurich Vista Savings Plan is similar to many contractual savings plans that are sold by commission only salespeople in the offshore financial services industry. Many people are looking for a disciplined approach to savings on a monthly basis, either to supplement retirement income or to fund school fees, house purchase etc. The Zurich Vista Savings Plan is one of …

Best Practice Adviser Award

Best Practice Adviser Awards

Best Practice Adviser Awards The background Best Practice Adviser Awards For this years Best Practice Adviser Awards, eight categories were created for advisers across six global regions. The awards were hosted at The Waldorf Hilton Hotel in London on Wednesday 21 September 2016. Competition was tough as the advisory firms know that only the very best reach this high level …

Regular saving

Regular saving

Why are offshore regular saving plans so disastrous for most clients? If you are, or thinking about, saving regular amounts, typically monthly, then how can you avoid a sensible idea turning into a nightmare? The background We are often approached by clients that have been recommended an offshore regular saving plan by their local financial adviser. They have been promised …

Lifetime Allowance – 5 Key Facts

Current Lifetime Allowance 5 Key Facts (LTA) The LTA is now £1million, reduced from £1.25 million. LTA- Fixed Protection 2016 This is one of two new protections. You can apply for Fixed Protection 2016, whether your benefits exceed £1 million or not, as long as you do not already have one of the following protections: Enhanced Protection Primary Protection Fixed …

RL360 QROPS Investment

In this article we lay out when and when not people should be considering a QROPS. QROPS can be really good for certain people and so we wanted to talk about the RL360 QROPS investment. To do this we need to allow you to see an example. Someone aged around 54 with a fund of less than £500,000 who lives …

QROPS and a Pension Returning to the UK – the Expat Returns

An expat that transferred a pension to a QROPS, in all likelihood, did so as there was no intention to retire in the UK. Although there are surely question marks over advice to transfer to QROPS, in places like the UAE where expats do not retire and there was always a likelihood of a return to the UK. What happens …